So Veeblefester doesn't even offer a crappy 401(k) plan?
Let's be honest, if Brutus has been saving like this his whole working life, let's estimate about 34 years, two paychecks a month so $4 every month, then he should have about $1,600 saved up. That's enough, right?
What? He'll need at least $1,600 EVERY month when he retires? Well, that isn't enough.